It doesn't seem like one is planning, it really just seems like one is assuming. It may not make sense to you, but it is also so that people don't get confused. If enough people complain about that rule, then I will remove it gladly.
Though you did have things labeled as "Not Yet Approved" or some such, that does strike me as an assumption it would be approved and you would stick to wanting it. You could end up changing your mind and go an entirely different direction. People may plan their characters, of course, but at least to me it does seem a bit presumptuous.
If you want to talk more on this, then feel free to PM me. Not meaning any harm by the rule, I am sorry if you took it in such a way.